Does Whop have order bumps?

Nathan Field Nathan Field·Founder, Stakk · 22 September 2026 · 6 min read

Yes. Whop has an order bump at checkout and a post-purchase offer after the payment goes through, and neither one sits behind a monthly plan, because Whop does not sell a monthly plan at all. There is no extra feature charge either. Of the 42 platforms I looked at, Whop is the one that answers this question best, and I say that as someone who competes with it. Checked 13 September 2026.

Most of the platforms in this category answer the same question with a price. You can have the bump, you can have the upsell, and the bill is $99 a month. Whop answers it with a take rate instead. That is the whole difference, and whether it suits you comes down to how much you sell and how you want to be paid.

What does Whop's order bump look like at checkout?

An order bump is a tick box on the checkout page, offered before the buyer pays, charged in the same transaction. The buyer is already committed, their card details are already in front of them, and saying yes edits the cart rather than starting a second payment.

That is the strict definition I use across this site, and it is the thing that separates a real bump from a "related products" strip on a product page. A cross-sell shown before a buyer has decided anything is browsing. A bump shown after they have decided is a different moment entirely.

Checkout
Trading signals, monthly access $49
Add the onboarding call One-time, added to this order +$29
Total $78
Pay $78

The shape of an order bump. One optional line on the checkout, charged in the same transaction as the thing the buyer already chose.

Does Whop have post-purchase upsells?

It does, and that is the rarer half. A post-purchase upsell is an offer made after the first payment has cleared, bought without the buyer typing their card in again.

Whop's own documentation describes hitting new members with an offer the second they buy, from a custom thank you page. The feature landed in a changelog entry dated 12 May 2025. Whop has since moved the page that documented it, so there is no live URL to point you at: this was read on Whop's own docs on 12 September 2026 and is recorded in our verification notes rather than linked.

This matters more than the bump does, because the bump is common and the post-purchase leg is not. Gumroad has a checkout add-on and no post-purchase offer. Payhip is the same shape. Across the 42 platforms I checked, only nine ship both halves, and most of the nine put the second half behind a $99 plan.

Is any of it behind a paid plan?

No, and the reason is blunt: Whop has no paid plan to hide it behind. Its pricing page says there are no setup fees and no monthly costs, and the fee documentation lists no subscription of any kind. There is no Pro tier, no Creator tier, no annual discount, because there is nothing to buy.

So the feature gate that shapes this entire category simply does not exist here. Podia puts upsells on a $99 plan. Stan Store puts bumps, upsells and funnels on Creator Pro at $99. Kajabi starts at $179 before you get to the question. On Whop you open an account and both surfaces are there.

What does Whop charge instead?

2.7% + $0.30 on a domestic card, and that headline already includes card processing rather than sitting on top of it. International cards add 1.5%, and a currency conversion adds 1%. Those are the numbers on Whop's own fees page.

That is cheap. On a $49 product it is about $1.62. Stakk's rate on the same sale is $5.40. I am not going to dress that up: on price, for a creator selling digital products, Whop wins and it is not close.

What the headline does not cover is a set of add-on percentages further down the same page. Tax collection and remittance is 2%. Payment orchestration is 0.8%. Billing automation is 0.5%. Affiliate processing is 1.25%. ACH is 1.5% capped at $5, and financing is 15%. None of these are hidden, and most creators will not touch most of them, but the rate you end up paying depends on which ones you switch on.

Who holds the money on Whop?

Whop does. The sale lands in Whop's own balance and Whop pays you out, which is a different arrangement from the platforms that create the charge on a payment account belonging to you.

The practical consequence is a payout fee menu, published on the same fees page: $2.50 for ACH, 4% + $1 for real-time payments, 5% + $1 for crypto, and $23 for a wire. A payout fee is not a platform fee. It comes off the money a second time, on the way out, and it almost never appears in a comparison table because it is not what anybody means by "take rate".

There is also a dispute fee of $15 and an alert fee of $29, plus small per-charge costs for 3D Secure and fraud screening. Again, published. My point is not that any of it is unfair, it is that the 2.7% headline is the floor rather than the number, and which column a platform sits in on payouts changes what you can do when something goes wrong.

How does Whop compare to the other platforms with both?

Here is the short version of the nine, with the monthly bill you have to clear before the features turn on.

Platform Order bump Post-purchase upsell Monthly floor for both
Checkout PageYesYes$99 (bumps are free, the upsell is not)
KajabiYesYes$179
PodiaYesYes$99
StakkYesYes$0
Stan StoreYesYes$99
Systeme.ioYesYes$0, and 0% take
TeachableYesYes$39 floor, upsells on a higher tier
ThinkificYesUnclear$54
WhopYesYes$0

Three of the nine have no monthly bill: Whop, Systeme.io and Stakk. Systeme.io goes further than either of us and charges no transaction fee on any tier, free included, though its free plan caps you at one bump and one upsell.

When is Stakk the wrong choice next to Whop?

When price is the question you are asking. Whop is cheaper than Stakk at every level of sales, it ships both surfaces, and it charges nothing a month. If you have read this far looking for a reason to pick us over Whop on cost, there is not one, and Systeme.io undercuts both of us at 0%. Go and open a Whop account.

Where the two differ is who the charge belongs to. Stakk runs on Stripe Connect Standard with direct charges, so the payment is created on a Stripe account you own and log into, Stakk's cut comes off as it passes through, and there is no Stakk balance, no payout fee menu and no release schedule, because the money was never ours to release. Our bump rides the same charge as the product, so it carries one fee rather than two. The upsell afterwards is one tap against the card already on file. Both are on every account with nothing behind a tier, and the layout came out of funnels that ran for agency clients before Stakk existed.

What Stakk does not do. No subscriptions or recurring billing, no course hosting, no call booking, no communities, no email marketing. US dollars only, and no price above $999. Whop covers several of those and Stakk does not pretend to. Our fee is also not returned to you when you refund a buyer.

Want the bump and the upsell on your own Stripe account?

Stakk ships the order bump and the post-purchase upsell on every account, with no monthly fee and nothing behind a higher tier. It is 10% + $0.50 a sale with card processing included, and the charge is created on your own Stripe account, so Stripe pays your bank on the schedule you set rather than ours. The upsell is a second charge and takes the fee again, which is the honest version of that sentence.

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