What does Systeme.io cost?
·Founder, Stakk
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6 October 2026
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7 min read
Systeme.io has four plans, priced mostly by how many contacts you hold: Free at $0 for up to 2,000 contacts, Startup at $17 a month, Webinar at $47 and Unlimited at $97, with two months free on annual billing. Every plan takes 0% in transaction fees, so the only cost on a sale is your own payment processor. The catch sits on the free plan: pass 2,000 contacts and, a few days later, payments stop. Checked 30 September 2026.
At 0% on every plan, Systeme.io takes less from each sale than any platform that charges a percentage, Stakk included. The free plan is not a trial either. What the pricing page spends less time on is what happens when you outgrow a plan, and that is where the real cost of Systeme.io sits.
How much does each Systeme.io plan cost?
Four self-serve plans and a custom one for teams, all on Systeme.io's pricing page. The main thing that changes between them is the contact limit, with funnels, automations and domains rising alongside it.
| Plan | Monthly | Contacts | Sales funnels | Order bumps and 1-click upsells | Transaction fee |
|---|---|---|---|---|---|
| Free | $0 | 2,000 | 3 | 1 of each | 0% |
| Stakk, for comparison | $0 | Not an email tool | No funnel builder | Both on every account | 10% + $0.50, processing included |
| Startup | $17 | 5,000 | 10 | 10 of each | 0% |
| Webinar | $47 | 10,000 | 50 | 100 of each | 0% |
| Unlimited | $97 | Unlimited | Unlimited | Unlimited | 0% |
Every plan includes unlimited email sends, unlimited file storage, an affiliate program of your own and a mobile link-in-bio page, and if that page is the main reason you are looking, our look at link-in-bio tools with a real checkout covers the category. Webinar adds evergreen webinars, and Unlimited removes most of the caps. One small inconsistency on the page itself: its FAQ describes Startup as having unlimited funnels, while the plan card and the comparison table both say 10. I have gone with the table.
Does Systeme.io take a cut of your sales?
No. The comparison table lists transaction fees at 0% on all four plans, and the page says you can accept payments through Stripe or PayPal at no extra cost. Systeme.io makes its money from the monthly plans, not from your sales.
You connect your own payment gateway, and the list is long: Stripe, PayPal, Apple Pay, Razorpay, Flutterwave, Mercado Pago and Xendit, plus cash on delivery for physical goods. Because the charge goes through your own gateway, that processor's fee still applies. For a US card through Stripe, Stripe's pricing page lists 2.9% + 30 cents.
So on a $20 sale through Stripe, Systeme.io takes nothing and Stripe takes 88 cents. Stakk takes $2.50 on the same sale, with processing included. On a plain sale Systeme.io is cheaper than Stakk, and it is not close.
It also sits on the direct side of the split between platforms that hold your sales and platforms that pay you directly. The money lands in your gateway account and pays out on that gateway's schedule.
What happens when the free plan passes 2,000 contacts?
The account gets restricted, and selling stops. Systeme.io's restriction article sets out the sequence.
The free plan's contact cap, from Systeme.io's own help article. Nothing is deleted, but nothing sells until you upgrade or remove contacts.
Once restricted, the article is blunt. "Opt-ins and payments stop working." New sales cannot be processed, and contacts and students cannot be added through any route, forms and API included. Scheduled newsletters are not sent and campaigns pause. Students lose access to courses while the restriction lasts, though their enrollments and progress are kept.
You get out of it by upgrading or by deleting contacts until you are back under the line. Content is not removed by the restriction itself. Separately, the same article says content may be permanently removed from an account with no login or activity for six months.
This is the honest cost of the free plan. It is free until the thing you wanted, a growing list, arrives. Then it is $17 a month, a smaller list, or no sales.
What happens on a paid Systeme.io plan when you go over the limit?
You move up a plan automatically. The restriction article says that on a paid plan, the system upgrades the subscription to the next available tier so the service is not interrupted.
In money, a Startup account that passes 5,000 contacts goes from $17 a month to $47, which is $30 a month more, without a decision on your part. Going back down means removing the excess yourself and then asking support to downgrade you.
Canceling works the other way. The pricing page says a canceled account falls back to the free plan, and if the list is over 2,000 at that point, the contacts above the limit are archived rather than deleted. You can restore them by reactivating a paid plan.
None of this is hidden, and a contact-based price is a reasonable model. It just means the number to watch on Systeme.io is not your sales but the size of your list.
Is the free plan enough to sell a digital product?
For one product with one offer attached, yes. The free plan's column in the comparison table gives you 3 sales funnels and 15 funnel steps, one order bump and one 1-click upsell, one coupon code, one automation rule, one email campaign alongside unlimited newsletters, one custom domain, one blog, one course and one community.
That is a working funnel. A product, a bump on its checkout and an upsell after it is the shape that many platforms keep behind a paid monthly plan, as our comparison of platforms with bumps and upsells sets out, and Systeme.io gives it away.
Where it runs short is the second product. One bump and one upsell means one funnel carries them, and the next offer needs Startup. The single automation rule and single campaign will feel tight quickly if email is how you sell.
When is Systeme.io the right choice and Stakk the wrong one?
Most of the time, if you want an all-in-one. Systeme.io gives you email marketing, funnels, courses, communities, a blog and a booking calendar in one account. Stakk has no email marketing, no course hosting, no communities and no subscriptions, so if you want those in one place, Stakk is the wrong choice and you should use Systeme.io instead. If you only want the lowest cost per sale with no monthly plan, Whop takes 2.7% + $0.30 and is also cheaper than Stakk.
The one real point against Systeme.io is the one above: the free plan stops taking payments at 2,000 contacts, and a paid plan climbs a tier when you pass its limit. Stakk has no contact limit because it is not an email tool, and its price does not change as your audience grows. Every account gets an order bump and a post-purchase upsell with no plan to outgrow. The bump rides the same charge as the product, so it carries one fee rather than two, and the upsell is one tap against the card already on file. That layout came out of funnels that ran for agency clients before Stakk existed.
Want a bump and an upsell without a plan to outgrow?
Stakk is 10% + $0.50 a sale with card processing included, no monthly fee and no tiers. That is more per sale than Systeme.io, and what it buys is a checkout whose cost tracks what you sell rather than who is on your list. The money lands in your own Stripe account. The upsell is a second charge and takes the fee again.