Stakk vs Buy Me a Coffee
What each one charges, where the money goes, and who it suits.
The short answer
Buy Me a Coffee costs less per sale. It takes 5%, plus Stripe card processing and a 0.5% payout fee. Stakk charges from 10% + $0.50 per sale, card processing included. On a $20 sale by US card, the fees come to about $1.98 on Buy Me a Coffee and $2.50 on Stakk.
Pick Buy Me a Coffee for support and memberships. Pick Stakk to sell digital products with an order bump and a one-click upsell, which Buy Me a Coffee does not have.
How do Stakk and Buy Me a Coffee compare side by side?
| What | Stakk | Buy Me a Coffee |
|---|---|---|
| Monthly fee | $0 | $0, one plan for everyone |
| Fee per sale from your own link | From 10% + $0.50, card processing included | 5%, plus 2.9% + $0.30 card processing and a 0.5% payout fee. 1% more from outside the US |
| Fee back when you refund | No | No. Its terms say fees are not returned on a refund |
| Order bump before paying | Yes, on every account | None found, and no plan adds one |
| One-click upsell after paying | Yes, on every account | None found, and no plan adds one |
| Where the buyer's money goes | Your own Stripe account | A Stripe account connected to you |
| When you get paid | On Stripe's schedule. No minimum and no hold by Stakk | Its help center says both: on your Stripe schedule, or weekly once you reach $10 and pass a review |
| Who is the legal seller | You | You. Its terms say it is not a party to the purchase |
| Subscriptions and memberships | No | Yes, monthly or yearly memberships |
| Where your files live | Where you keep them. Stakk emails the buyer your link | Upload the file to Buy Me a Coffee, or send buyers to a link |
When is Buy Me a Coffee the better pick?
Buy Me a Coffee takes less per sale than Stakk. Pick Buy Me a Coffee if any of these is you.
- Your page runs on support and memberships. People can send one-time support with no account. Memberships can be monthly or yearly, with as many tiers as you like, free trials and posts only members can see. Stakk has none of these. It has no subscriptions, no memberships, no course player, no booking calendar and no file hosting. Every price is one-off, $1 to $999.
- You want a lower fee on each sale. On a $20 sale by US card, the fees come to about $1.98, using Buy Me a Coffee's rates checked on 22 October 2026. Stakk's fee on the same sale is $2.50. You can also pass the card fee on to the person paying.
- You want it to host your files. You can upload a file to your shop, or send buyers to a link. Stakk only sends a link to a file you keep somewhere else.
- You price in other currencies. With localized pricing on, supporters can pay in more than 15 currencies. Stakk prices are in whole US dollars.
Who should pick Stakk over Buy Me a Coffee?
- You want an order bump and an upsell. An order bump is a small extra the buyer ticks before paying. It rides the same charge, so it carries one fee. An upsell is shown after the buyer pays, and one click adds it. It is its own charge with its own fee. Stakk has both on every account. We found neither on Buy Me a Coffee, and no plan adds them.
- You want a clear answer on where your money goes. On Stakk the buyer pays into your own Stripe account. Stakk never holds it, and Stripe pays you on its own schedule. Buy Me a Coffee's help center gives more than one answer on how its payouts work, and its terms say it may hold a payout.
- You want one fee line. From 10% + $0.50 per sale, card processing included.
Questions people ask
Is Buy Me a Coffee cheaper than Stakk?
Yes, on a plain sale. A $20 sale by US card costs about $1.98 on Buy Me a Coffee: $1.00 platform fee, $0.88 card processing and about $0.10 payout fee, using its rates checked on 22 October 2026. Stakk's fee on the same sale is $2.50, card processing included.
Does Buy Me a Coffee have order bumps or upsells?
No. Its help center shows no order bump before payment and no upsell after it, and there is no paid plan that adds them. Stakk has both on every account.
Can I keep Buy Me a Coffee and sell on Stakk too?
Yes. Keep support and memberships on Buy Me a Coffee. Send people who want your digital products to your Stakk store.
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